{"id":1096,"date":"2023-05-16T11:22:34","date_gmt":"2023-05-16T09:22:34","guid":{"rendered":"https:\/\/2bconsulting.al\/newadgf\/garancia-per-covid\/"},"modified":"2023-09-14T13:07:57","modified_gmt":"2023-09-14T11:07:57","slug":"dritarja-covid-per-klientet-e-bankave","status":"publish","type":"page","link":"https:\/\/old.adgf.al\/sq\/dritarja-covid-per-klientet-e-bankave\/","title":{"rendered":"Dritarja Covid p\u00ebr Klient\u00ebt e Bankave"},"content":{"rendered":"\t\t
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Dr<\/span>itarja Covid p\u00ebr Klient\u00ebt e Bankave<\/h3><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Klient\u00ebt ekzistues ose t\u00eb rinj t\u00eb bank\u00ebs q\u00eb p\u00ebrballen me probleme t\u00eb fluksit t\u00eb paras\u00eb q\u00eb lidhen VET\u00cbM me situat\u00ebn e krijuar p\u00ebr shkak t\u00eb masave t\u00eb detyrueshme kund\u00ebr COVID-19 dhe q\u00eb plot\u00ebsojn\u00eb kriteret e m\u00ebposhtme:<\/em><\/p>\n

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  • Ndarja e rrezikut (vet\u00ebm p\u00ebr principalin):<\/em>\n
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    • 70% e riskut e marr\u00eb p\u00ebrsip\u00ebr nga ADGF p\u00ebr klient\u00ebt e rinj t\u00eb Bank\u00ebs.<\/li>\n<\/ul>\n<\/li>\n
    • Shuma maksimale e kredis\u00eb 500,000 Euro (ose ekuivalenti n\u00eb Lek);<\/li>\n
    • Monedha: Lek (monedha t\u00eb tjera vet\u00ebm n\u00eb raste t\u00eb ve\u00e7anta);<\/li>\n
    • Kredi:\n
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      • Vet\u00ebm kredi t\u00eb reja;<\/li>\n
      • Jo rifinancim ose ristrukturim t\u00eb kredive ekzistuese.<\/li>\n<\/ul>\n<\/li>\n
      • N\u00eb rast t\u00eb kredive p\u00ebr huamarr\u00ebsit ekzistues, cil\u00ebsia e kredis\u00eb duhet t\u00eb klasifikohet si normale;<\/li>\n
      • Kredit\u00eb Paralele p\u00ebr bizneset huamarr\u00ebse lejohen n\u00eb rast se shuma ekzistuese e kredis\u00eb \u00ebsht\u00eb shlyer pa vonesa;<\/li>\n
      • Llojet e kredis\u00eb: kredi p\u00ebr kapital punues dhe overdraft (kredi p\u00ebr investime);<\/em><\/li>\n
      • Afati:\n
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        1. P\u00ebr kredit\u00eb p\u00ebr kapital punues: maksimumi 36 muaj;<\/li>\n
        2. P\u00ebr overdraft: maksimumi 12 muaj;<\/li>\n
        3. P\u00ebr kredit\u00eb p\u00ebr investime: maksimumi 84 muaj;<\/li>\n<\/ol>\n<\/li>\n
        4. Shuma maksimale e kredive t\u00eb huamarr\u00ebsit: t\u00eb mos kaloj\u00eb 1,000,000 Euro (ose ekuivalenti n\u00eb Lek)<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

          Dritarja Covid p\u00ebr Klient\u00ebt e Bankave Klient\u00ebt ekzistues ose t\u00eb rinj t\u00eb bank\u00ebs q\u00eb p\u00ebrballen me probleme t\u00eb fluksit t\u00eb paras\u00eb q\u00eb lidhen VET\u00cbM me situat\u00ebn [\u2026]<\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-1096","page","type-page","status-publish","hentry"],"yoast_head":"\nDritarja Covid p\u00ebr Klient\u00ebt e Bankave - ADGF<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dritarja Covid p\u00ebr Klient\u00ebt e Bankave - ADGF\" \/>\n<meta property=\"og:description\" content=\"Dritarja Covid p\u00ebr Klient\u00ebt e Bankave Klient\u00ebt ekzistues ose t\u00eb rinj t\u00eb bank\u00ebs q\u00eb p\u00ebrballen me probleme t\u00eb fluksit t\u00eb paras\u00eb q\u00eb lidhen VET\u00cbM me situat\u00ebn [\u2026]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/old.adgf.al\/sq\/dritarja-covid-per-klientet-e-bankave\/\" \/>\n<meta property=\"og:site_name\" content=\"ADGF\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-14T11:07:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/old.adgf.al\/wp-content\/uploads\/2023\/05\/covid-window.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/old.adgf.al\/sq\/dritarja-covid-per-klientet-e-bankave\/\",\"url\":\"https:\/\/old.adgf.al\/sq\/dritarja-covid-per-klientet-e-bankave\/\",\"name\":\"Dritarja Covid p\u00ebr Klient\u00ebt e Bankave - 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